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paypal card reader

I've just told people BACS from day one, have to remember I live in the sticks, wouldn't be viable to go collecting, and everyone uses Internet banking as it can be a 10 mile journey to the nearest one.

 
Collections are just not viable anymore full stop, not just in the boondocks.

After school clubs, evenings out and so on and so forth, all makes for a pain in the gentlemens parts!

Last winter I had a customer that I chased and chased for payment, she had been with me for well over a year.

One night I'm knocking on, no answer, I see upstairs curtains twitching but that's as far as it got, next night, curtains opened up downstairs, SHE LOOKED RIGHT AT ME, closed curtains and proceeded to ignore me after she closed the curtains again!

Net day I blocked her drive with my van and waited for the school run, she came to give me my money and her excuse was 'Oh I don't open the door after dark regardless of who it is!'

SO THEN WHY ARE YOU LOOKING OUT THE F*****G WINDOWS IF YOU STILL AINT ANSWERING?

I believe automated payment is the future of any sucessful round now.

 
Funnily I have just had a new customer ask if she can pay by paypal over my phone that is linked to my business account, after this thread and how little paypal take I thought sure go on then, its a small flat I charge £8 for, I got £7.53p so they took 47p.

Stuff that.....

 
I'd rarther pay someone a pound a customer to go out and collect for me!!! PayPal is great if you just do "Friends & Family" you start with the "Goods and Service" its a real **** take. I'd love to know how they get to the figure of 47p for £8.

 
I'd rarther pay someone a pound a customer to go out and collect for me!!! PayPal is great if you just do "Friends & Family" you start with the "Goods and Service" its a real **** take. I'd love to know how they get to the figure of 47p for £8.
Its 20p straight away on every transaction, plus a %.

 
Update:

I resurrected this as I just had a lengthy conversation with Paypal about charges and it stacks up as follows.

If you process a payment through the app on your phone with no card reader the fee is 3.4% plus 20 pence. So a £15 transaction will cost around 71p leaving you with £14.29 of your original price.

If you use the chip and pin the charge is a flat rate of 2.75% (same as Izettle and most other major readers on the market) so on a £15 deal will cost you about 42p

So if you go with any card reader always chip and pin as the charges for 'cardless payments' are higher.

 
I use the paypal card reader, Been using it since June last year.

One thing you have to remember is its a paypal payment. So it CAN be reversed!!!!!!!!!!!!!!!

 
I think the BACS can be really gd nowt better than getting home and coo coo the coin is in your account

but this system can also be crxp some folk just hate parting with there cash

 
I think the BACS can be really gd nowt better than getting home and coo coo the coin is in your accountbut this system can also be crxp some folk just hate parting with there cash
Plus some couldn't give a **** about paying the window cleaner and can't be arsed chased one up 3 times this week finally paid.

 
Do any of you use the paypal card reader for payments?
I think it could a good idea and time saver for when customers say they havent it on them so i can just say oh thats fine im sure you have a card i can take it via my new fancy card reader lol
 
Do any of you use the paypal card reader for payments?
I think it could a good idea and time saver for when customers say they havent it on them so i can just say oh thats fine im sure you have a card i can take it via my new fancy card reader lol
I use barclay card any where which is basically a card machine that plugs into your smart phone the only down side is that you need good signal

 
Off the top of my head is 2.6% per transaction. Not ideal but it saves chasing the customer if they are usual nailed on cash payers

 
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