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University or chase my dream.

University might not suit you, but you know this does. Less risk to stick with status quo and build it.

I wanted to be a social worker all my life. Got into the 3rd year placement and realised it was far too admin based and not anything like it was described as *red tape. Wasted a long time with that situation, and went back to social care until found window cleaning

My point is that it's more of a gamble in my opinion to do something different like university, while you describe yerself as having the drive to make this window cleaning work. In which case quite simply it will.

Good luck in all you do.

 
On mikewell's higher predictions of £700 earnings a week he would be paying of £241 a month and will repay a total of £59,181 over 20 years without taking Into consideration the student loans company Changing the terms of the loan ( already done this in the past). The whole system is to keep us in servitude!

On mikewell's higher predictions of £700 earnings a week he would be paying of £241 a month and will repay a total of £59,181 over 20 years without taking Into consideration the student loans company Changing the terms of the loan ( already done this in the past). The whole system is to keep us in servitude!
unsure where your getting your numbers from just had a conversation with someone that earns 20k a year and pays £18 if mr mikewell earns 60k a year his payback would be £54 quid a month a small price to pay in my opinion at the end of the day if you ever reach 60k a year then 54 quid a month is just so insignificant i wouldnt even worry about it

 
unsure where your getting your numbers from just had a conversation with someone that earns 20k a year and pays £18 if mr mikewell earns 60k a year his payback would be £54 quid a month a small price to pay in my opinion at the end of the day if you ever reach 60k a year then 54 quid a month is just so insignificant i wouldnt even worry about it

Regarding the amounts see photo and this link to have a look for yourself.

Student Loan Calculator - Save the Student
73523a6ada823b1be5f582d04d6792ff.jpg


I know a bit about this as I previously worked for a government department advising ministers on education , writing speeches and briefings and contributed to white paper education law. I blew the whistle and lost my job and all hope of ever working in that sector again, I now clean windows, something I never thought I'd do but love.

Life is funny sometimes!

Btw if he earned £60k a year the monthly repayment would be £414 per month over 11 years.

To be fair there have been several changes to student loans over recent years however this is the current situation.

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i think i was talking about someone who went to university in wales who therefore had subsidsed fees meaning that over 3 years debts only 13k hence why low payback i sit down corrected -

 
University's a good life for three years as a student, but an undergraduate degree will add very little to what you need to run a successful business. And it will cost you tens of thousands of pounds (fees, living costs plus lost income).

Good once when there were no fees to pay AND grants to cover living costs - and when degrees were limited to around 5% of school leavers, so they had a real rarity value and made you stand out to employers. That's not the case now - getting on for 50% of school leavers go on to university, so it's no longer anything special to have a degree and in a large number of cases students will never recover the costs.

Save your money - invest it in the business.

 
All I will say is I think people like Lord alan sugar are the proof that if you have the mindset of wanting to be successful, work hard and not stop till you get what you want then you can do anything! He never went to uni in fact he barely finished school! You can't learn a lot of the most important qualities you need in this business. If you need qualifications or training in stuff as you go you can do loads of courses as and when you need em without landing yourself with a lifetime of debt.

 
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