Portable Card Payments

[Iain]

Wouldn't it be easier for them to lay via PayPal? You email them an invoice and they pay via their credit or debit card online. There's no monthly charge and the commission is the same.

 

[rcproperty]

Wouldn't it be easier for them to lay via PayPal? You email them an invoice and they pay via their credit or debit card online. There's no monthly charge and the commission is the same.

it can be, but you cant carry paypay around with you.

 

[Iain]

You not need to carry it around with you. Just get the customers email address and send them the invoice after you've done the work

 

[rcproperty]

i know where you are coming from.

its just an extra tool to have,

paypal fees:-

1.4% - 3.4% + 20p for each payment made card reader 2.65% no matter of ammont on credit cards

then you got to wait for payment then have the hassle of transfering it into you bank account. card payment straight into bank account

pro's and con's for both

 

[Iain]

Saves £50 and £6 a month though? I'd have waited until Square Up comes to the UK

 

[rcproperty]

how about the older people that dont have pc or internet or even have email,

also the people that they say they will pay but never get round to it,

or those that when people go out collecting all the time get to a door and the person says not got any cash come back tomorrow, etc

all my customers either pay cash, online or cheque. its just another payment service,

cant go out to shops, restaurants, and other places and say send me a paypal invoice and i'll pay that way.

like i say its just another tool to use when customers try to make reasons why they cant pay, just picture there face when you go collecting late payments and ask if they have bank card and you pull out the machine, then there is no excuess they can use not to pay you.

 

[Iain]

I think you'll get a lot of resistance to it. People pay by credit card in shops, restaurants, etc because this is the way they've always done it and its the norm.

Have you asked any of your customers if they'd be comfortable paying this way?

I know they're safe enough to use and PCI compliant but there's still going to be a lot of people that look at this and say they don't trust it. Just my two cents.

 

[Newbie123]

Like your idea rc I know my area of the country very view people actually keep ready money available on them and only those that think ahead would have the money in their pocket to pay on the collection night did a survey of work colleagues they start the day with a trip to mini bank for the days money (spare change day to day ) these guys are all mobile service engineers every days different on days when they get sent to city centres all spare cash fast disapears on parking machines and lunch and brews all say they are amazed at the amount of times they get home and the available cash is gone and the card saves the day age range 23-56 small selection I know but used to always root to find the windies money when he came luckily never failed but got close sometimes would have paid via the card has you know the window cleaners going to back in the area shortly so if you got ripped on the card unless he or she's going to get more money than most have they have to come back to make a living know people who have been ripped on cards after paying for fuel on cards so the risk is everywhere

 

[rcproperty]

I think you'll get a lot of resistance to it. People pay by credit card in shops, restaurants, etc because this is the way they've always done it and its the norm.
Have you asked any of your customers if they'd be comfortable paying this way?

I know they're safe enough to use and PCI compliant but there's still going to be a lot of people that look at this and say they don't trust it. Just my two cents.

depends on the image you set really, if you turn up at the door like the beer/drug working window cleaners out there then no-one will dare to use it, but when you turn up smart from a good company that has been running for 15 years then there is more trust there in the first place,

its moving with the times really, hasnt barclays brought out a card that you dont have to enter pin, sign for or anything, just get what you want and swipe it job done! people still have them!

people aslo just have apps on there mobiles and they still use them too, craft markets, and other one off town fairs stool holders have machines to use.

mobile locksmith that i called out one day he had one in his van to take payments

 

[M.K Cleaners.co.uk]

depends on the image you set really, if you turn up at the door like the the beer/drug working window cleaners out there then no-one will dare to use it, but when you turn up smart from a good company that has been running for 15 years then there is more trust there in the first place,
its moving with the times really, hasnt barcleys just brought out a card that you dont have to enter pin, sign for or anything, just get what you want and swipe it job done! people still have them!

Friend has one, he gets asked to enter his pin a lot with it

 

[rcproperty]

Friend has one, he gets asked to enter his pin a lot with it

think its upto a certain ammont isnt it that you dont need to?

 

[Iain]

Yeah NFC is up to £15 I think?

 

[rcproperty]

just had a look and barclays it £10 or less,