Employee Insurance

Discussion in 'Managing Your Business' started by Shaun1977, Jun 21, 2012.

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  1. Shaun1977

    Shaun1977 Forum Addict
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    Just been talking to friend of mine who is window cleaner and we were talking about large commercial work. He has small round and is happy with his round but asked me if I ever got any large commercial work would I keep him in kind for work for wage.
    Now he has public liability but I'm wondering if I could do this or would I have to get employee insurance for him or would I just be able to employ him for odd day here n there like builders do when they contract work to people
     
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  2. laddergarder

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    I think it would be best to contact your insurers mate, just to be on the safe side, especially if you are using him on large commercials. I think I know what they will say though, you need extra cover :) money grabbing............
     
  3. rcproperty

    rcproperty Hero
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    there is a way round it, if he has his own insurance, you could get him to work with you, you get paid all the money, then out of you normal cash jobs give him a wage with that, then its upto him to put it down on his books as an income!

    i've done this in the past with people, to much paper work other wise, coz you will have to contact h&m take him on, detuct tax and ni off his wage and pay it for him etc etc!
     
  4. Shaun1977

    Shaun1977 Forum Addict
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    Think that sounds goid option to me rc
     
  5. rcproperty

    rcproperty Hero
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    its the best all round, if he has all his own cover, and you trust him
     
  6. Shaun1977

    Shaun1977 Forum Addict
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    Yeah known him all my life n used to work doors with him
     
  7. rcproperty

    rcproperty Hero
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    thats ok then! always good to know someone that you can trust with your work!
     
  8. Shaun1977

    Shaun1977 Forum Addict
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    Yeah defo mate
     
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