Insurance Pub Lia

Discussion in 'Chit Chat & Introductions' started by chip, Feb 1, 2013.

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  1. chip

    chip Guru
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    Just realised I'm not insured, forgot. Silly me. Anyway, have just got insured for 56 quid! Which includes wfp, the bit of ladder work I do, the lad who works a few hours a week and my wife as the office staff! Doesn't include solar panels though, if I get to do tat I'll have to check. Good price though I thought. High excess mind
     
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  2. rcproperty

    rcproperty Hero
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    Who was that with?
     
  3. chip

    chip Guru
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    I can't remember! :) I'll try and find out tomorrow!
     
  4. chip

    chip Guru
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  5. rcproperty

    rcproperty Hero
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    cool, might have to look into something like that when it closer to the time when mines up for renewal
     
  6. Vince Green

    Vince Green Active Member
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    I don't want to appear a downer but a lot of these policies are next to useless for the likes of us. The high excess is one big one, but people who have tried to make claims in the past have found all sorts of obsticles placed in their way.

    They are handy to show to your customers and essencial for a lot of commercial work. Don't however get too overconfident about them, I'm not trying to rubbish anyone's good intentions. just trying to warn everybody about things that have been said on other forums in the past. Don't take everything they say at face value.
     
  7. Donny

    Donny Well-Known Member
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    i agree totally, a mate off mine ( joiner) had a claim agains him, his insurance wudnae pay out, they are nothin but crooks
     
  8. chip

    chip Guru
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    Agree. Don't expect I'll ever use it, as mentioned, you can at least say you're insured, and as far as I'm concerned am. If they decide to pull the rug if it happens because the small print says you can only do the job in your imagination, then what can you do? That's why I don't mind the large excess, as I expect they'll wiggle out of it anyway. Crooks basically
     
  9. adyspurs

    adyspurs Guru
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    the whole insurance game id one big scam
     
  10. CNS-southwest

    CNS-southwest Grand Master
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    Did you know more than 75% if the insurance companies have made a LOSS for the last 5 years....

    So who are the ones scamming who??
     
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