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I heard a fascinating story about a massive pvc installer in Cumbernauld. Won awards since their creation in 2006 and had 300 employees. Scottish success story and made all the curtain walling for new buildings. Owed my pvc company that I use £70k and they had to pay or no more Tic. Unit boss would call them up and they would pay £20k to get some more stuff. Anyhow they went above unit boss to director and he okayed £200k in credit. You know what's coming next, they went bust and owed everyone. When a company can't pay a bill then that's the first warning sign, the next is when they want to increase their credit to get stuff to stay afloat. When they can't pay their bill then you have to put them on COD or you end up playing the cat and mouse game. No matter what size a company is, they can go bust and take alot of small companies with them. I heard folk are now returning to cash rather than use a debit card. ?