Mortgage

Discussion in 'Chit Chat & Introductions' started by Neil, Sep 7, 2013.

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  1. Neil

    Neil Grand Master
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    Want to get a mortgage but it seems impossible for someone who is self employed I have a big deposit to put down but only have 2 years accounts of my business is this enough :/
     
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  2. Andykarlaxxx

    Andykarlaxxx Forum Addict
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    Sure you can get one with 12 week proof of income

    For a 100 grand house u need to be bringing in about 2 grand a month
     
  3. Neil

    Neil Grand Master
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    I don't really get the mortgage thing, but I've been reading up about being self employed is hard to get one if i can show my accounts for 2 years and get a mortgage I will be happy as Larry, I probably will be looking on getting £240,000 house as my area and surrounding is not cheap to buy!!!
     
  4. Smurf

    Smurf Banned
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    240 tounsand squid :Image4:
     
  5. Neil

    Neil Grand Master
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    Smurf that's for a 3 bed house as well lol
     
  6. Andykarlaxxx

    Andykarlaxxx Forum Addict
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    To get a morgage like that i bet they will want you to be earning like 3, 4 grand per month
     
  7. chris

    chris Member
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    good luck with getting one. id love to own my own home one day. your mortgage payment is like an investment but rent just goes to the landlord

    prices in London are such a joke I think id move outside of London to buy a place
     
  8. Andykarlaxxx

    Andykarlaxxx Forum Addict
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    It could seem impossible, maybe youde have to think of a smaller size house in a cheaper area and once youve paid that off get another mortgage and sell up
     
  9. Neil

    Neil Grand Master
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    Yeah that's what I was thinking I'm going to have a word with someone next week I need more info before I rush into things
     
  10. Andykarlaxxx

    Andykarlaxxx Forum Addict
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    Yea, ide rather live in a flat on mortgage than live in a house rented, your just oaying off someone elses rent
     
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