New window cleaner - what do i need to be a legal business

Discussion in 'Managing Your Business' started by Scottie, Aug 25, 2014.

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  1. Scottie

    Scottie Well-Known Member
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    Hi,

    Please could someone on here spare a moment to advise me on what I need to gain in order to practice my window cleaning business. I will be cleaning windows, frames, fascia and gutterings only. I just would like to no what I need to legally do. I have listed below what I am going to need but is there anything else, I have been told thats it really and that I have 3 months to inform the HMRC. But I wanted to check with people on here whom actually will know what I need to be legit. Do I need a waste licence? as I can not think of much if any waste I will have really.

    I will inform HMRC
    I am getting public liability insurance and have a quote for gardening and window cleaning

    This is all I can think of, get this and away I go on the hint for customers (the scarey part) I have been told by all friends I am wasting my time, but already reading this site its more postive and supportive.

    Thank you in advance and nice to meet you.
    Scottie
     
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  2. Smurf

    Smurf Banned
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    Hi Scottie & welcome to the forum.

    I see you have answers already on your another posts :thumbsup:
     
  3. daveyboy

    daveyboy Legend
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    You got it pretty much covered mate but make sure you have business insurance on your motor (dont know if you are trad or wfp) but you need it on your car if working from it
    a mate of mine got done by the plod working using his car with just standard insurance
     
  4. Scottie

    Scottie Well-Known Member
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    Hi daveyboy1,

    Thanks for the advice, Oh right its business insurance is it, so not just for work and domestic? does it make a huge difference, i am scared now lol - I take it you have to call the insurance and upgrade it to business or can it be done online?

    Thanks again.
     
  5. daveyboy

    daveyboy Legend
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    Never heard of work and domestic
    I just got tescos to quote me years ago and still no one has beaten it
    Covered for me for work and wife named driver with business cover for her also for less than 300 quid
     
  6. boarcity

    boarcity Guest

    the extra money needed for car insurance for window cleaning business use on top of the normal use , is very little
     
  7. Scottie

    Scottie Well-Known Member
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    Hi again,

    Cheers for the advice, i went online and got some new quotes form money supermarket and Iselected the option for
    "What do you use the car for?" I put business use by the policy holder. I take it that is correct as usually i put just social and domestic. The quotes are similar to what I am paying with the insurance company I am with now. I think I will leave and join one of these new ones as I have business use as well as driving normally. Was suprised, thought it be alot more.

    Thanks for the eheads up guys.
    [​IMG]
    [​IMG]
     
  8. Scottie

    Scottie Well-Known Member
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    emm, might need help here guys, got quote form churchill and i spoke to someone and they said they cna not cover me as I get paid per house seperate for each job and I will not be covered.

    In short i have a focus and I want to be legal to use it for my work and travel to the houses i work at, coudl you advise what I need to ask for and where do you get it ? I knew this would be awkward, never simple is it lol.
     
  9. boarcity

    boarcity Guest

    i use gladiator .
     
  10. Scottie

    Scottie Well-Known Member
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    Hi boarcity, i have just been told by insurance that many winow cleaners and gardeners will actually not be covered and that people need to check paper work, i told them i get paid each visit as thats our line of business of course they say can not cover that? All I asked for was business use, thats what I select, please tel me I am correct lol, there are no other option, this is getting me down now. I can not fill there forms out any other way. cheers.
     
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