The bane of most windys existence is the collections. Always hated going out at night standing with hat in hand saying 'please sir, if it's no trouble might I have the money YOU OWE me?' Only to here excuse after excuse as to why I'm not getting paid. Well the new regieme is her. As of April 30th this year the only choices will be Bank Transfer, GoCardless and Paypal. Not only does it make collecting a thing of the past but it's sooo simple to do. Of course Granny Jones who always has the kettle on and he purse in the front pocket of her apron can still pay on the day but as for the rest if they can't get on board they can go and become someone elses problem. I get the feeling i will loose a handful the will insist it has to be cash for some bull reason or other but that's why the target date is April 30th as by rhen the sun should be shinning and replacing a handful of wasters should be simple. It is also rather satisfying to log on to the bank in the mornings and see the balance topping itself up each day.