public Liability Cover

Discussion in 'Water Fed Pole Cleaning' started by Keir999, Jun 15, 2015.

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  1. Keir999

    Keir999 Active Member
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    Do you all have PL cover ? I don't at the moment. Never have tbh. Anything ive broken in the past 12 years ive paid for. The odd plant pot etc. Just been offered a job cleaning a small block. 4 flats and communal area too inc. Hoovering it, wiping doors and so on. But they insist I have cover just incase. How much is it roughly and where's best place to go please anyone ?
     
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  2. Smurf

    Smurf Banned
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    gleaming insurance and you can pay monthly ;)
     
  3. Tuffers

    Tuffers Hero
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    Gleaming, about 14 quid a month. Their cover is for more than just windows worked on.
     
  4. Smurf

    Smurf Banned
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  5. Smurf

    Smurf Banned
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    About The Cover
    The policies we offer are underwritten by Hiscox Insurance Company Ltd and have been specifically designed for businesses in the cleaning industry. The main covers that we offer are Public Liability Insurance and Employers Liability Insurance with the option to add cover for Machinery & Equipment Insurance, Hired or Owned Plant and cover for your business premises.
    Public Liability Insurance
    The Cover
    The policy will protect you if, as a result of your business, any party brings a claim against you (for which you are legally liable) for:
    1. bodily injury or property damage occurring during the period of insurance
    2. personal injury or denial of access committed during the period of insurance
    Activities Covered
    If you arrange Public Liability Insurance online via the GLEAMING INSURANCE website then your policy will cover all of these activities;
    Carpet & Upholstery Cleaning including soft furnishings
    Commercial Property Cleaning (interior and exterior) which includes;shops, office, restaurants and other properties occupied by businesses
    Conservatory Cleaning
    Contract Cleaning
    Domestic Property Cleaning (interior and exterior)
    End of Tenancy Cleaning (interior and exterior)
    Gutter Cleaning
    Hard Floor Cleaning
    Holiday Home Cleaning (including Caravans)
    Kitchen Cleaning
    Oven (domestic and catering only) & White Goods Cleaning
    Pressure Washing to 248 bar (3,600 psi)
    Solar Panel Cleaning
    Window Cleaning including Soffits, Fascia and Frames

    The maximum height for any of the work undertaken must not exceed 25 metres (82 feet).
    Specialist Covers included
    This policy provides specialist covers for the cleaning industry including;
    • Damage to Property Being Worked Upon - read more
    • Treatment Risks (for damage caused by cleaning solutions or chemicals)
    • Loss of Customer's Keys
    • Failure to Secure a Customer's Premises
    • Theft by your employees
    For further details of the cover provided by Hiscox Insurance via ourselves please see the Public Liability Insurance Policy Wording
     
  6. daveyboy

    daveyboy Legend
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    I have the same cover
    Well worth the price of a clean each month
    If someone did trip on your equipment or your ladders.fell on someone's expensive car etc it could be a very long time before you are not in debt
    Well worth the piece of mind imo
    The amount of jobs gleaming cover you for is more comprehensive than any other quote I have had
     
  7. You are crazy not to be insured.

    I also am with gleaming.
     
  8. Natty1972

    Natty1972 Forum Addict
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    Keir you need to get insured for piece of mind . If you have a helper which you say you do you need employers insurance , you are breaking the law if you don't have that . I think it costs £200 per year for EI try aplan
     
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  9. Smurf

    Smurf Banned
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    It don't surprise me how many cleaners are out there that don't bother with insurance at all.

    If you phone every cleaner in your area and asked them out right "do you have insurance" I bet everyone will say yes. The test is to say "fine when you pop over to give me a quote kindly show me your insurance cert. I bet half if not more will never turn up.:D
     
  10. boarcity

    boarcity Guest

    Simply Business are very good for insurance iv found
     
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