Public liability insurance

Discussion in 'Managing Your Business' started by Alpha, Mar 10, 2016.

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  1. Alpha

    Alpha Member
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    Hi I've been asked to do a block of flats however the maintenance people want me to have 5million pounds worth of public liability cover.

    Is this realistic as it seems excessive to me?

    Where would be the best place to get covered?

    Thanks
     
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  2. Simply Business

    Simply Business Well-Known Member
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    Hi Alpha, £5m isn't necessarily out of the ordinary for bigger jobs (however, I can't say too much more as we're a non-advisory body!)

    You can check out some public liability quotes in your own time by clicking that link, but feel free to give me a shout via private message if you've got any questions or need any help etc :)
     
  3. WWC

    WWC Well-Known Member
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    I have 5 million cover. Needed it for bigger buildings. I would have thought it a reasonable request for a block of flats.
     
  4. Pablo

    Pablo Member
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    Not a good experience with simply business ! Why ? I phones for quote to be told £261 I clearly state my business requirements, however there are exclusions apparently.. As I do operate working at height which involves harness, grab ropes, triple ladder and roof ladder etc... I'm then told this is an exclusion Anyways im told they'd phone me back... Mmm still waiting !!! Waste of time !!!
     
  5. Green Pro Clean Ltd

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    Talk to Gleaming Insurance. So far the only insurer that actually covers you for the item you are working on. Talk to Martin Holden he represents them on here.
     
  6. Pablo

    Pablo Member
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    Thanks Mr Green
     
  7. daveyboy

    daveyboy Legend
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    My premium has just gone up with gleaming as have everybodys due to tax increase
    That still only comes in at £180 per year and would cover anything we do for a job
    I reckon you can't beat them for cover/price
     
  8. Pablo

    Pablo Member
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    Thats good and well, however i operate at 300bar 4400psi which they don't cover, on there website it states 3600psi, and simply business is a complete waste of time.. I'm now covered with AGEAS Insurance who have covered for every aspect of my business, that includes working at hight with the use of harness and rope !
    COST £ 129 !!!! unbelievable
     
  9. Pablo

    Pablo Member
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    thats paying in full
     
  10. boarcity

    boarcity Guest

    iv had very good service from Simply Business , Gleaming and another firm messed my quote about , i forget, whats the name of those big boys insurers im want to remember their name i see their headquarters i pass by it in colchester,its a short name i WANT to remember it before the end of this post............

    but.... damn it i cant im gonna av to google map it jesus
     
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