Green Pro Clean Ltd
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So we have all been tempted on occasion not to be upfront with our insurance broker in order to get a better price but is that always the smartest move.
My Van the past couple of years was insured by Van Line Direct (broker) through Pukka (Insurance provider)
Last year my premium was £600 fully comp - because I paid on direct debit there was a 20% charge so £720 all in. They know I am a window cleaner and the van was for commercial usage, they may not have know I had a fitted HOT water PROPANE system, I can't recall if I mentioned that. :1f644:
Moving on my renewal cam through today - down to £440 + the 20% so £528 all in.
I called A - Plan insurance and spoke to Josh, A - Plan are one of only two insurance companies that specialize in window cleaners vans and systems.
I explained all about my van, he asked if it was sign written, I said YES, he asked if I had a fitted system, I said YES, he asked if it was hot I said YES, he asked how it was heated, I explained through a propane powered unit. Then the boring questions my no claims etc (5 years plus) and so on.
'I'll get back to you' Said Josh.
He just came back to me with a premium of £495 - For my van with fitted HOT PROPANE unit declared, knows the van sees personal and business use and all the other details.
If I have a no fault claim they will also supply a van and system from Grippa whilst I am being sorted out. If it is a 'fault' claim or van is stolen they dont supply a van, however I can add that as an option for £82 for the year.
Just shows that talking to the right people honestly is not always going to be an expensive issue.
Some may remember pics of my old red Brodex system. I bought that used of a lad that had totalled his van and had his claim refused as he had not declared the water tanks in the back of the van. Basically it finished his business as he couldn't afford a new van nor the insurance so I got the kit for a deal.
I bet he wishes he had done it right to begin with now.
I will take the optional upgrade of a loan van if a fault claim or if stolen so my insurance is going to be £577 for the year. More than if I continue my existing policy but for the peace of mind of knowing I am 100% covered why not. I work 20 days per month so this policy is costing me £2.40 per day. When broken down like that it's just crazy cheap.
Hope you find some helpful tips and info in this and please, for your sake, make sure you got the right insurance.
My Van the past couple of years was insured by Van Line Direct (broker) through Pukka (Insurance provider)
Last year my premium was £600 fully comp - because I paid on direct debit there was a 20% charge so £720 all in. They know I am a window cleaner and the van was for commercial usage, they may not have know I had a fitted HOT water PROPANE system, I can't recall if I mentioned that. :1f644:
Moving on my renewal cam through today - down to £440 + the 20% so £528 all in.
I called A - Plan insurance and spoke to Josh, A - Plan are one of only two insurance companies that specialize in window cleaners vans and systems.
I explained all about my van, he asked if it was sign written, I said YES, he asked if I had a fitted system, I said YES, he asked if it was hot I said YES, he asked how it was heated, I explained through a propane powered unit. Then the boring questions my no claims etc (5 years plus) and so on.
'I'll get back to you' Said Josh.
He just came back to me with a premium of £495 - For my van with fitted HOT PROPANE unit declared, knows the van sees personal and business use and all the other details.
If I have a no fault claim they will also supply a van and system from Grippa whilst I am being sorted out. If it is a 'fault' claim or van is stolen they dont supply a van, however I can add that as an option for £82 for the year.
Just shows that talking to the right people honestly is not always going to be an expensive issue.
Some may remember pics of my old red Brodex system. I bought that used of a lad that had totalled his van and had his claim refused as he had not declared the water tanks in the back of the van. Basically it finished his business as he couldn't afford a new van nor the insurance so I got the kit for a deal.
I bet he wishes he had done it right to begin with now.
I will take the optional upgrade of a loan van if a fault claim or if stolen so my insurance is going to be £577 for the year. More than if I continue my existing policy but for the peace of mind of knowing I am 100% covered why not. I work 20 days per month so this policy is costing me £2.40 per day. When broken down like that it's just crazy cheap.
Hope you find some helpful tips and info in this and please, for your sake, make sure you got the right insurance.
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