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Public Liability Insurance


Gleam123

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Guest colinvansmith

I have 5 million public liability insurance and 5 milion employers liability for 2 employees and its £360 per year from simply business

 

Col

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I have 5 million public liability insurance and 5 milion employers liability for 2 employees and its £360 per year from simply business

 

Col

 

Jesus!!!! ive been robbed i recon?? think i will look at a quote from them?:@

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Guest window washer

Kars - not necessarily.

 

EL is much dearer than PL.

 

Also, it depends on how long you have been trading, where you are - there are many factors so you cannot compare to a different company.

 

I am with Hiscox because I know the guys there as I was a London Insurance broker for 22 years.

 

DO not always assume that you are being ripped off as your cover may be very good.

 

Check though.

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Kars - not necessarily.

 

EL is much dearer than PL.

 

Also, it depends on how long you have been trading, where you are - there are many factors so you cannot compare to a different company.

 

I am with Hiscox because I know the guys there as I was a London Insurance broker for 22 years.

 

DO not always assume that you are being ripped off as your cover may be very good.

 

Check though.

 

Yeah... just a bit shocked at how much it was in the first place. will leave it just now as really busy. I am happy with the cover tho and thats the main thing at the moment, on the other hand our licenses were much cheaper than i first thought and dont run out till summer 2014..;)

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I'm renewing mine NOW actually.

It will be a £5,000,000 PL insurance tailored for window cleaners and this is it:

 

"ACTIVITIES COVERED BY OUR POLICY:

 

Carpet, Upholstery, Hard Floor, Soft Furnishings and Curtain Cleaning

Conservatory Cleaning

Gutter, soffit, fascia, signage and frame cleaning

Internal and external cleaning of commercial properties

Internal and external cleaning of domestic properties

Oven cleaning (domestic and catering ovens only)

Pressure Washing to 205 bar (3000 psi)

White goods cleaning (fridges, freezers etc)

Window Cleaning to 25 metres

 

COVER PROVIDED:

 

Public & Products Liability

Damage to Property Being Worked Upon

Treatment Risks

Loss of Customer’s Keys

Misuse of Customer’s Telephones

Failure to Secure Customer’s Premises

Financial Loss"

 

And it's only going to cost me around £25 a month, so 300 a year.

Bear in mind 25meter high window cleaning is over 82foot, so I'm covered for all I want, I only go up to around 40ft on a regular basis.

I take 5 cause it's better to be safe than sorry. It's better value for money and i rarely do subcontractual work for others where I work in factories, near food, and what not.

Good deal you guys think? I'll be arranging it to***ht then taking out in the morning.

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Guest colinvansmith

I'm renewing mine NOW actually.

It will be a £5,000,000 PL insurance tailored for window cleaners and this is it:

 

"ACTIVITIES COVERED BY OUR POLICY:

 

Carpet, Upholstery, Hard Floor, Soft Furnishings and Curtain Cleaning

Conservatory Cleaning

Gutter, soffit, fascia, signage and frame cleaning

Internal and external cleaning of commercial properties

Internal and external cleaning of domestic properties

Oven cleaning (domestic and catering ovens only)

Pressure Washing to 205 bar (3000 psi)

White goods cleaning (fridges, freezers etc)

Window Cleaning to 25 metres

 

COVER PROVIDED:

 

Public & Products Liability

Damage to Property Being Worked Upon

Treatment Risks

Loss of Customer’s Keys

Misuse of Customer’s Telephones

Failure to Secure Customer’s Premises

Financial Loss"

 

And it's only going to cost me around £25 a month, so 300 a year.

Bear in mind 25meter high window cleaning is over 82foot, so I'm covered for all I want, I only go up to around 40ft on a regular basis.

I take 5 cause it's better to be safe than sorry. It's better value for money and i rarely do subcontractual work for others where I work in factories, near food, and what not.

Good deal you guys think? I'll be arranging it to***ht then taking out in the morning.

 

 

That sounds like a great policy, what is your access, who is that with i may bechanging when my policy is up!e

 

Col

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