Jump to content
BigFoot

Private health cover

Recommended Posts

BigFoot

social health care is ok  if you have a life or death emergency  but if you want to live to a good standard with health I’ve come to learn you’ve got to pay!

ive put up with or carried injuries far to long in the past waiting for NHS assessment, being On a never ending waiting list or refused by gate keepers who prevent you from seeing specialist for broken nose, knee ligament damage adenoid removal and back pain to name a few all of which I’ve had to put up with not working perfectly because the NHS is not working properly. I ve paid for some ailments privately, physio, dental, back adjustments but now I’m fed up of doctors not referring to specialist when I know there is an increased risk to my health by waiting!

Visited my GP on Monday for perforated eardrum and middle ear infection antibiotics prescribed I requested appointment with ENT specialist as the risk to permanent hearing loss without proper treatment is time sensitive ( medical fact not opinion) I’m currently 100% deaf in one ear!

cant and won’t was his response long story short.

after research and finding the best most experienced ENT specialist in the area I contact a private healthcare provider 

book an appointment and am seeing a specialist of my choice tomorrow morning. 

I’v  had a guts full of waiting when I’m sick, time to prioritise my family and myself and buy private health cover.

any other windys have private health cover and what has been your experience? 

 

 

Edited by BigFoot

Share this post


Link to post
ks789
2 hours ago, BigFoot said:

social health care is ok  if you have a life or death emergency  but if you want to live to a good standard with health I’ve come to learn you’ve got to pay!

ive put up with or carried injuries far to long in the past waiting for NHS assessment, being On a never ending waiting list or refused by gate keepers who prevent you from seeing specialist for broken nose, knee ligament damage adenoid removal and back pain to name a few all of which I’ve had to put up with not working perfectly because the NHS is not working properly. I ve paid for some ailments privately, physio, dental, back adjustments but now I’m fed up of doctors not referring to specialist when I know there is an increased risk to my health by waiting!

Visited my GP on Monday for perforated eardrum and middle ear infection antibiotics prescribed I requested appointment with ENT specialist as the risk to permanent hearing loss without proper treatment is time sensitive ( medical fact not opinion) I’m currently 100% deaf in one ear!

cant and won’t was his response long story short.

after research and finding the best most experienced ENT specialist in the area I contact a private healthcare provider 

book an appointment and am seeing a specialist of my choice tomorrow morning. 

I’v  had a guts full of waiting when I’m sick, time to prioritise my family and myself and buy private health cover.

any other windys have private health cover and what has been your experience? 

 

 

 I dont have private but can see it could be a good thing. Id broke a finger years ago, kept going to local docs, its sprained bla bla. In the end I went to a and e. it was broke, just as i thought. Too late by then to do anything, but they wont give any apology that they were wrong or anything. i know there busy etc, but c'mon. I dread having expensive dental trouble. That can cost a bomb, but the insurance aint cheap.

Share this post


Link to post
Ash87

I looked into it earlier in the year, i had a qoute for the cover i wanted of £100 a month for myself (32) wife (33) and two children both under 3 , 

at the time my mother in law who works for the NHS talked me out of it and said if we ever needed immediate care from a Dr we would get it because they have sort of red flags if they thought you were in trouble ! 

I decided she was right and didnt take it on. 

Now however as soon as iv got that £100 a month spare again im getting it , i cant think of a better £100 than being seen on the same day i call rather than a 3 day wait for the doctor to call me.

 

Ps My Dads always had private and has always said if you can afford it its always been worth it - and I remeber him saying that before the NHS became unaccesible ! 

Share this post


Link to post
NoName

Years ago I snapped a tendon in my leg/foot - A&E "just a sprain - keep calm and carry on" - rested it as advised etc...went to my Doctor - 'just sprained' carry on...I wasn't convinced with what I was being told and since I had private health care - went through them to get a specialist to check me out - the chap I met was a uk leading specialist in foot/leg surgery - he had me in an MRI in 48hrs and results back 24hrs - he showed me that my tendon was indeed snapped & shredded and would never heal left as was (as per NHS) further he said if I followed the NHS advice I would permanently walk with a limp! He operated on me a few weeks later in local Private Hospital and op was 100% success - transplant a 'redundant'/less used tenon from further up my foot  and replaced the snapped one...6 weeks in hammock at home and physio but now right as rain.

 

NHS is a GREAT institution but seems overworked - so may not be as diligent as they should - to them I was just another 'run of the mill' punter to the BUPA specialist I was treated with kid gloves - cos the Insurance company were paying...

 

Health is too important to leave it to chance...but it costs

Share this post


Link to post
BigFoot
23 minutes ago, NoName said:

Years ago I snapped a tendon in my leg/foot - A&E "just a sprain - keep calm and carry on" - rested it as advised etc...went to my Doctor - 'just sprained' carry on...I wasn't convinced with what I was being told and since I had private health care - went through them to get a specialist to check me out - the chap I met was a uk leading specialist in foot/leg surgery - he had me in an MRI in 48hrs and results back 24hrs - he showed me that my tendon was indeed snapped & shredded and would never heal left as was (as per NHS) further he said if I followed the NHS advice I would permanently walk with a limp! He operated on me a few weeks later in local Private Hospital and op was 100% success - transplant a 'redundant'/less used tenon from further up my foot  and replaced the snapped one...6 weeks in hammock at home and physio but now right as rain.

 

NHS is a GREAT institution but seems overworked - so may not be as diligent as they should - to them I was just another 'run of the mill' punter to the BUPA specialist I was treated with kid gloves - cos the Insurance company were paying...

 

Health is too important to leave it to chance...but it costs

 

Glad it worked out for you, always trust yourself!

Saw the consultant today carried out examination a few tests and ruled out the GP’s diagnosis. I don't even have a damaged eardrum but something called  conductive hearing loss and middle ear effusion.

It's because my ear isn't drawing but filling into my middle ear.

The consultation cost £140 but see it as money well spent. I know for sure what it is what I need to do and how to do it. The other previous treatment were pointless because I was misdiagnosed. I've got about 20% hearing back since starting to do as the consultant said. GP’s aren’t specialist and if they refuse to refer you to specialist when you suspect they’ve got it wrong my advice go private as it’s money well spent.

Edited by BigFoot

Share this post


Link to post
Iron Giant

I've thought about it for me and my wife, but never looked into it as I figured as we have pre-existing conditions it would be considerably more expensive or any new ailment which was in some way related to a muscle or joint in our bodies that was already affected wouldn't be covered. 

A client of mine after suffering 2 blackouts was told he would have to wait 6 months to see a consultant on the nhs, he fortunately had medical insurance and was seen within 48 hrs and had a monitor fitted soon after, thankfully he was given the all clear after 6 months with a wife and 2 young kids to support he said it has been a great relief 

Share this post


Link to post

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Restore formatting

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.