Insuring Employees on Van

Hi everyone,

I was just wondering how people deal with their van insurance and employees and what is the best / cheapest way to do it?

Take out a policy in their name and put me as a named driver?

Just put them as a named driver on my policy?

Take out business insurance where anyone can drive the van?

Ideally I don't want my no claims and insurance record to be ruined if they have an accident.

Thanks

If you are the employer you are responsible for the insurance of your employees and the company equipment. Ask your insurance company.

I have a milticar policy with my employee as the main driver, and me as an adittional on his van.

As far as I am aware if you have only one policy in your name, and add your emplpyee on as a named driver, but actually he is the main driver its called fronting the policy. Which is not allowed.

If its a milticar policy though the rules are different. 

I have business insurance on both my vehicles, I think it was with gladiator insurance. Its not too expensive.

Mine are named in the policy