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Public Liability Insurance

MajorClean

Member
Messages
30
OK so how much should I be paying for Window cleaning Insurance as a sole trader who only uses an assistant very casually/occasionally so far? Mostly Domestic clients so far, but hoping to get larger Commercial clients.

-Is £1Mill Pub Liab. enough for now & upgrade once I get larger clients or what?

I'd love to know what ball-park figure everyone else is paying.

I do wfp with some gutter cleans on ladders by hand, not with pressurized equipment so far

 
Yer 1million is enough for all domestic customers, some commercial ones require more, I have 5million and that's only £125. A year

 
Get a quote from gleaming and ask for the contractors insurance that will cover you for loads of different cleaning tasks you intend to do. /emoticons/wink.png

http://www.gleaminginsurance.co.uk/

Specialist Cleaning Insurance Cover

When you arrange your cleaners liability insurance with GLEAMING INSURANCE you will be getting a much more comprehensive policy than is available from online comparison sites and non specialist insurance brokers.

Our policies are specifically for cleaning contractors and include many covers that you may not realise are excluded under your current policy such as:

  • Damage to Property Being Worked Upon
  • Treatment Risks (for damage caused by cleaning solutions or chemicals)
  • Loss of Customer's Keys
  • Failure to Secure a Customer's Premises
  • Theft by your employees (against you or your customers)


There is a very good chance that you don't have any of these covers at the moment.

As we specialise in cleaning insurance and nothing else we have made sure that the policies we offer from Hiscox Insurance Company Ltd provide the right cover for you and your business.

Please feel free to read through the insurers policy wordings which explain the covers that we provide but most others exclude. You may not be aware that you don't have these covers already, but as mentioned previously, there is a very good chance you don't.

Our policies also offer the added benefits of:

  • Interest free instalments - split the cost without being charged extra
  • Continous policy cover - your insurance will never run out unless you cancel it
  • Documents delivered by email - so you will never need to photocopy your documents again

 
I'm coverd for:

ACTIVITIES COVERED:

Caravan and holiday home cleaning

Carpet, upholstery, soft furnisings, hard floor and curtain cleaning

Conservatory cleaning

Gutter, soffit, fascia, signage and frame cleaning

Internal and external cleaning of commercial properties

Internal and external cleaning of domestic properties

Oven cleaning (domestic premises/premises used for catering purposes)

Pressure washing to 250 bar (3600 psi)

White goods cleaning (fridges, tumble dryers, washing machines etc)

Window cleaning to 25 metres

Solar panel cleaning

COVER PROVIDED:

Public & Products Liability

Damage to Property Being Worked Upon

Treatment Risks

Loss of Customer's Keys

Misuse of Customer's Telephones

Failure to Secure Customer's Premises

Financial Loss

 
Ta,...as i offer lots of different services found gleaming to be the best for me. Others i found was a nightmare to get even quotes from as would have to call me back if they could cover all the extra services or not.

 
Ta,...as i offer lots of different services found gleaming to be the best for me. Others i found was a nightmare to get even quotes from as would have to call me back if they could cover all the extra services or not.
IM going to give a a shot the now and see what I get

 
Gaffer How did you get on with gleaming quote?

Out of the blue within the first week of me being covered with gleaming I had a request for a large parkhome company wanting a quote to clean the exterior of their new homes etc. One of the first questions they ask was I covered for parkhome (caravan) cleaning as i've not cleaned a caravan in my life before said yes i was. So having an all-in-one policy was defo was a bonus for me as now they are a regular client /emoticons/biggrin.png

 
Is that just public liability insurance or does that policy include?

  • Damage to Property Being Worked Upon
  • Treatment Risks (for damage caused by cleaning solutions or chemicals)
  • Loss of Customer's Keys
  • Failure to Secure a Customer's Premises
  • Theft by your employees (against you or your customers)






It costs me around £120 per year. I need £5 million public liability as I clean schools. This price also covers me with carpet cleaning too.
 
Is that just public liability insurance or does that policy include?

  • Damage to Property Being Worked Upon
  • Treatment Risks (for damage caused by cleaning solutions or chemicals)
  • Loss of Customer's Keys
  • Failure to Secure a Customer's Premises
  • Theft by your employees (against you or your customers)
It covers the top 3... and the last one. I'm through swinton, found them ok, got my house and van insured through them.

 
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