Hi
Not been on in a while.
Early december I was in an accident and my van was declared a total loss.
Everything has gone downhilll since then but to cut the story short.
Im wanting to go back out to work (i have loads to catch up on) but am stuck for insurance.
I have a van insurance policy that i am still paying, although my claim did not go through my insurance. They have said I can add another van to the policy but i do not have another van to add.
I have a car insurance policy with swift cover who i asked if i can insure my car for business use. They said no i cant as i need commercial insurance being a window cleaner and there business insurance is for travelling to places like office to office. They want £52 to cancel.
So now im confused.
Im guessing i have to cancel 2 policys and pay 2 cancellation fees? Then a new deposit for a new insurance?
Plus i dont know who/how to insure my car to use it to carry ladders to peoples houses?
I have not earned any money since november and i am scared im going to loose customers. Ive contacted most and explained my situation.
Can any one advise me?
I have a solicitor who is claiming my loss of earnings for me but thats all giving me a headache with what i can and can not claim. One minute i can claim for the insurance costs then i can not!
Im not very clever with this stuff and just want to be covered legally to go out in my car next week and clean my customers windows without all these policys and charges.
Thank you for reading
Not been on in a while.
Early december I was in an accident and my van was declared a total loss.
Everything has gone downhilll since then but to cut the story short.
Im wanting to go back out to work (i have loads to catch up on) but am stuck for insurance.
I have a van insurance policy that i am still paying, although my claim did not go through my insurance. They have said I can add another van to the policy but i do not have another van to add.
I have a car insurance policy with swift cover who i asked if i can insure my car for business use. They said no i cant as i need commercial insurance being a window cleaner and there business insurance is for travelling to places like office to office. They want £52 to cancel.
So now im confused.
Im guessing i have to cancel 2 policys and pay 2 cancellation fees? Then a new deposit for a new insurance?
Plus i dont know who/how to insure my car to use it to carry ladders to peoples houses?
I have not earned any money since november and i am scared im going to loose customers. Ive contacted most and explained my situation.
Can any one advise me?
I have a solicitor who is claiming my loss of earnings for me but thats all giving me a headache with what i can and can not claim. One minute i can claim for the insurance costs then i can not!
Im not very clever with this stuff and just want to be covered legally to go out in my car next week and clean my customers windows without all these policys and charges.
Thank you for reading