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Public Liability Insurance

WCF

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A woman was on the radio telling her sad story. She owned a semi detached thatch cottage and was trying to save money so she cancelled her £900 a year home / building insurance. The cottage next door went on fire and also destroyed her home. The other house was rebuilt but she was left with the remains because her home was not insured. The other insurance was not obligated to rebuild her cottage so they didn't. The neighbours chipped in and bought her a portacabin which sits on her lawn. This is a true story and the facts are in insurance law. fwiw
With leasehold flats surely the extortionate service charges cover buiding insurance. Im moving into one in a few months, and the 28 pages of jargon with all the lease details is impossible to understand, all ' Hereto for, withstanding the said improvision of untoward manifest etc etc ' Why they cant translate into modern english I'll never know.

 
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