What Type Of Insurance Policy - Will Cover All My Cleaning Services

Discussion in 'Managing Your Business' started by sdrah, Dec 17, 2012.

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  1. sdrah

    sdrah Guest

    Hiya - I've been cleaning private houses for about 4 years - I had a DOMESTIC CLEANING insurance policy . Since June i do window cleaning - and i switched / changed my policy to WINDOW CLEANING .

    However - i've got in my van almost everything - carpet cleaning machine , pressure washer etc . In other words i clean what i get - Window cleaning , end of tenancy cleaning etc etc

    What sort of insurance do i have to get - to cover me for the variety of cleaning work i do ? At the moment i have a link on my webpage to the insurance certificate - and if a customer who require carpet cleaning - will click on it - he gets my WINDOW CLEANING certificate - and it doesnt look good

    Shall i go back to DOMESTIC CLEANING ? or I should get more than one policy ? one for windows another one for carpets etc ?

    regards sdrah
     
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  2. harunh

    harunh Legend
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    gleaming insurance is who am with they cover all cleaning businesses
     
  3. CNS-southwest

    CNS-southwest Grand Master
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    Just ask for a cleaning contractor policy :)
     
  4. sdrah

    sdrah Guest

    Will i be covered - for every sort of cleaning I do ? carpet / window etc ?

    i was quoted 90 quid for 'cleaning contractor'

    shall i go for it ?

    thx
     
  5. CNS-southwest

    CNS-southwest Grand Master
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    Yes you should be but beat to confirm it with the sales agent and make sure you take note of there name
     
  6. Gmeister

    Gmeister Grand Master
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    As H said, Gleaming insurance covers for all types of cleaning. £15 a month and includes £1M public liability too.
     
  7. Vince Green

    Vince Green Active Member
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    Read the small print very very carefully and make sure you know exactly what you are covered for. More importantly know what you are not. Some of these policies are not worth the paper they are written on and are a complete take on.
     
  8. CNS-southwest

    CNS-southwest Grand Master
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    Or.....ask the sales man exactly what you are covered for, FSA regs mean all calls recorded so they will have to deal with it if they told you it's covered for it
     
  9. TobySampson

    TobySampson Well-Known Member
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    I read loads of policy's what getting insurance and hardly any covered me for the window I was working on. 'I thought if I'm gonna brake something what's it likely to be?' Like people have said read the small print...
     
  10. Belfastcleaning

    Belfastcleaning Grand Master
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    gleaming insurance or simply business

    insurance is a joke whatever you need it for, work, car, phone...

    i lost my phone.. think i left it on table in a restuarant...i paid £13.99 a month for loss theft accidental damage.. but i never got a claim as i left my phone at my arZe?? lol..
     
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