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excelent advice there! why pay it to an insurer when you can pay it to yourself and payout to yourself when you need itFor what they cost against what you get out of them its not worth it. Otherwise we all would have them and they wouldn't make a profit. The best idea is to go to your local building society and open a five year savings plan, one that you have to pay into every month, no choice. I pay in £20 a week
IN AN EMERGENCY you can cancel the scheme and get at the money but you won't just dip into it every time you have a bit of a bad back or a cold. You need to keep a bit back for that.
When the scheme matures in 5 years the money is yours. With an insurance policy its gone forever
and thay stop paying out after short timeFor what they cost against what you get out of them its not worth it. Otherwise we all would have them and they wouldn't make a profit. The best idea is to go to your local building society and open a five year savings plan, one that you have to pay into every month, no choice. I pay in £20 a week
IN AN EMERGENCY you can cancel the scheme and get at the money but you won't just dip into it every time you have a bit of a bad back or a cold. You need to keep a bit back for that.
When the scheme matures in 5 years the money is yours. With an insurance policy its gone forever
Yep very true mate.Yes by all means if you want to but read the small print very very carefully and be sure what you are paying for. Don't believe the bloke who is selling it to you. You will find clauses like no ladders for example, very common.