M
Mightygoo
Cheers for the heads up with A plan, My Brov in law told me about this too, got a years policy for £390 + the £80 extra for van, not sure if i'm gonna take this yet!
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Just go with Commercial Vehicles Direct. All this if you have an accident you get a window cleaning van for free is bolx . first you have to go and get it yoursellf and it could be be hundreds of miles away. And you have to deliver it back.When you get it the pump is not working and somebody has switched the controller. Second, if the ONE van is already out thats tough, read the small print.
Uninsured losses covers you for about £12 a year for loss of earnings and hire of an alternative vehicle. Better to claim 100%for loss of earnings and make private arrangement on the quiet for a spare van. god you blokes are nieve, where have you been? This is like groundhog day, all this stuff was on "other forums" years ago
Not 12%, £12. When you take out your policy on your vehicle it doesn't cover you for claiming any other expenses like loss of earnings, hire of another vehicle etc, So you take out a second policy called "uninsured losses" and that claims back your losses, expenses and compo. they also claim back the excess on your main policy which you may still have to pay even though its not your fault and they do that on the second policy which costs you about £12.Unsure what you mean about the uninsured losses being 12%....
Who is paying that 12%??? Your insurers? Don't think so...they'll pay 0%
If Someone else is at fault then their Insurers pay 100%