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I sincerely doubt a guy in his 80s is turning over 45k window cleaning!🤣🤣🤣

I'd imagine hel have 1 or 2 days work a week to keep him ticking over with something to do and a bit extra money.

When I get to retirement age that's what I'd do tbh, a day or 2 easy work a week just so I have something to do.
 
@diazmond I know him personally and do all his shop signs we often talk about pricing and turn over I personally won’t discuss my pricing with many people but 45k is not a lot of money considering most sole traders are close to vat some work harder than others his days start at 7 am and finish at 4 pm 5 days a week with a few Saturday mornings in the mix 😀
 
This guy has lost his wife and work is all he has he loves the banter and chatting to everyone I take my hat off to him he is fit as a fiddle don’t smoke or drink he was a bodybuilder in his younger days he also a x fireman he very well known and a good guy if h needs any help on his signs I jump on them as he don’t like doing them
 
@diazmond I know him personally and do all his shop signs we often talk about pricing and turn over I personally won’t discuss my pricing with many people but 45k is not a lot of money considering most sole traders are close to vat some work harder than others his days start at 7 am and finish at 4 pm 5 days a week with a few Saturday mornings in the mix 😀
I thought you said he was in his 80s? Unless I read your post wrong?

I'm only a part time window cleaner these days earning less than £45k but can still afford a few luxury holidays abroad every year,run 2 vehicles and never short of money. I live a charmed life really!🙂👍
 
I thought you said he was in his 80s? Unless I read your post wrong?

I'm only a part time window cleaner these days earning less than £45k but can still afford a few luxury holidays abroad every year,run 2 vehicles and never short of money. I live a charmed life really!🙂👍

If you are good with managing money (which I'm not). It's amazing what you can do.

My mate has a minimum wage job, likes traveling and manages to get away a few times a year and stays himself so he pays all the bills. No kids and works full time so no state help. Even has some savings tucked away.

I asked him before how he does it because I don't see how it's possible. He takes a piece to his work, doesn't get takeaways. Doesn't gamble or smoke. Won't waste money on unnecessary things, and even saving a small amount adds up over time, he says once you have money put away it becomes easier to keep doing it. Between ***'s (I know, filthy) and lunch I'm £25 a day just at my work, add in £30 on a football coupons and that's £55 a day, that's close to £400 a week which is an outgoing that really isn't needed. You could get a decent super car on a payment of £1600 a month.
 
I thought you said he was in his 80s? Unless I read your post wrong?

I'm only a part time window cleaner these days earning less than £45k but can still afford a few luxury holidays abroad every year,run 2 vehicles and never short of money. I live a charmed life really!🙂👍

I don’t mean any disrespect I admire your constant positivity towards window cleaning but living in social housing paying absolute peanuts and having no kids allows you to be part time and take it so easy.

Most peoples biggest expense will be there mortgage and children.
I don’t believe any one earning 45k a year for part time work should be entitled to subsidised social housing.They don’t need it and it would free up the social housing waiting list.
 
I don’t mean any disrespect I admire your constant positivity towards window cleaning but living in social housing paying absolute peanuts and having no kids allows you to be part time and take it so easy.

Most peoples biggest expense will be there mortgage and children.
I don’t believe any one earning 45k a year for part time work should be entitled to subsidised social housing.They don’t need it and it would free up the social housing waiting list.

I've moved! I'm living in a 4 bed house in Cheshire now. Missus has nearly paid the mortgage off too now...👍
 
If you are good with managing money (which I'm not). It's amazing what you can do.

My mate has a minimum wage job, likes traveling and manages to get away a few times a year and stays himself so he pays all the bills. No kids and works full time so no state help. Even has some savings tucked away.

I asked him before how he does it because I don't see how it's possible. He takes a piece to his work, doesn't get takeaways. Doesn't gamble or smoke. Won't waste money on unnecessary things, and even saving a small amount adds up over time, he says once you have money put away it becomes easier to keep doing it. Between ***'s (I know, filthy) and lunch I'm £25 a day just at my work, add in £30 on a football coupons and that's £55 a day, that's close to £400 a week which is an outgoing that really isn't needed. You could get a decent super car on a payment of £1600 a month.


Why do you think you have to be terrible with money for the rest of your life? Why can't you learn and change?

I did....I used to be such a reckless person with money but thankfully i eventually learnt the error of my ways. So glad I did as I'm very stable financially these days.
 
I thought you said he was in his 80s? Unless I read your post wrong?

I'm only a part time window cleaner these days earning less than £45k but can still afford a few luxury holidays abroad every year,run 2 vehicles and never short of money. I live a charmed life really!🙂👍
he is 86 i think if i rember right saw him today stoped for a quick chat
 
Why do you think you have to be terrible with money for the rest of your life? Why can't you learn and change?

I did....I used to be such a reckless person with money but thankfully i eventually learnt the error of my ways. So glad I did as I'm very stable financially these days.

I just don't really appreciate money, I have 2 sisters who are different from me, there around 5 and 7 years older, when they were growing up my mum and dad didn't have much money, so they didn't get much, they can remember being skint, I must have been really young as I can't remember,

After that though both my parents had good paying jobs, I'm not sure if they over compensated on me because they couldn't get my sisters stuff, but I had everything, as a teenager when buying clothes etc my mum told me not to look at price tags, if I wanted it,just get it, when rockports were popular back in the day, I had a brown and a black pair for school, 27 years ago spending £300 on my school shoes. I didn't just have a PlayStation, snes and the Sega. We always went abroad holidays etc. I was never really told no if I wanted something.

Even when I started working for a company doing windows. If I was sick, or we got rained off, my mum and dad used to cover my days pay so I didn't loose any money, I never had to keep money back for something because I knew I could spend mine and they would give me money if I needed anymore. So never really had to be good with money as I knew I didn't have too.

Managing money should be something that should be taught in schools, it's one of the most important things in everyone's life's, I'm amazed that we aren't taught how to manage it from a young age.
 
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