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- Cornwall
Get them to put in writing exactly what you are covered for , what you have described is a common problem people think they are covered for stuff that they arnt and only find this out when they try and claim . With mine the theft side for poles etc there has to be signs of forced entry , this stopes you claiming if you leave the van unlocked .See my policy is supposed to cover me for theft of £1k worth of gear... and presumably the other windy had that too but after reading of them refusing it I'm somewhat confused as to what is actually covered by that £1k theft cover.
Mine is also a new for old policy so if my 3k pole is stolen they won’t say it’s 4 years old and only worth £500 they will pay out the 3k and I have all this in writing so should the worst happen they have no choose but to pay out there is no wriggle room
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