Cheap window cleaners

[dazmond]

I sincerely doubt a guy in his 80s is turning over 45k window cleaning!

 

[Yogi1872]

I sincerely doubt a guy in his 80s is turning over 45k window cleaning!

I'd imagine hel have 1 or 2 days work a week to keep him ticking over with something to do and a bit extra money.

When I get to retirement age that's what I'd do tbh, a day or 2 easy work a week just so I have something to do.

 

[tench0771]

@diazmond I know him personally and do all his shop signs we often talk about pricing and turn over I personally won’t discuss my pricing with many people but 45k is not a lot of money considering most sole traders are close to vat some work harder than others his days start at 7 am and finish at 4 pm 5 days a week with a few Saturday mornings in the mix

 

[tench0771]

This guy has lost his wife and work is all he has he loves the banter and chatting to everyone I take my hat off to him he is fit as a fiddle don’t smoke or drink he was a bodybuilder in his younger days he also a x fireman he very well known and a good guy if h needs any help on his signs I jump on them as he don’t like doing them

 

[dazmond]

@diazmond I know him personally and do all his shop signs we often talk about pricing and turn over I personally won’t discuss my pricing with many people but 45k is not a lot of money considering most sole traders are close to vat some work harder than others his days start at 7 am and finish at 4 pm 5 days a week with a few Saturday mornings in the mix

I thought you said he was in his 80s? Unless I read your post wrong?

I'm only a part time window cleaner these days earning less than £45k but can still afford a few luxury holidays abroad every year,run 2 vehicles and never short of money. I live a charmed life really!

 

[Yogi1872]

I thought you said he was in his 80s? Unless I read your post wrong?

I'm only a part time window cleaner these days earning less than £45k but can still afford a few luxury holidays abroad every year,run 2 vehicles and never short of money. I live a charmed life really!

If you are good with managing money (which I'm not). It's amazing what you can do.

My mate has a minimum wage job, likes traveling and manages to get away a few times a year and stays himself so he pays all the bills. No kids and works full time so no state help. Even has some savings tucked away.

I asked him before how he does it because I don't see how it's possible. He takes a piece to his work, doesn't get takeaways. Doesn't gamble or smoke. Won't waste money on unnecessary things, and even saving a small amount adds up over time, he says once you have money put away it becomes easier to keep doing it. Between ***'s (I know, filthy) and lunch I'm £25 a day just at my work, add in £30 on a football coupons and that's £55 a day, that's close to £400 a week which is an outgoing that really isn't needed. You could get a decent super car on a payment of £1600 a month.

 

[Cghwindowcleaning]

I thought you said he was in his 80s? Unless I read your post wrong?

I'm only a part time window cleaner these days earning less than £45k but can still afford a few luxury holidays abroad every year,run 2 vehicles and never short of money. I live a charmed life really!

I don’t mean any disrespect I admire your constant positivity towards window cleaning but living in social housing paying absolute peanuts and having no kids allows you to be part time and take it so easy.

Most peoples biggest expense will be there mortgage and children.
I don’t believe any one earning 45k a year for part time work should be entitled to subsidised social housing.They don’t need it and it would free up the social housing waiting list.

 

[dazmond]

I don’t mean any disrespect I admire your constant positivity towards window cleaning but living in social housing paying absolute peanuts and having no kids allows you to be part time and take it so easy.

Most peoples biggest expense will be there mortgage and children.
I don’t believe any one earning 45k a year for part time work should be entitled to subsidised social housing.They don’t need it and it would free up the social housing waiting list.

I've moved! I'm living in a 4 bed house in Cheshire now. Missus has nearly paid the mortgage off too now...

 

[dazmond]

If you are good with managing money (which I'm not). It's amazing what you can do.

My mate has a minimum wage job, likes traveling and manages to get away a few times a year and stays himself so he pays all the bills. No kids and works full time so no state help. Even has some savings tucked away.

I asked him before how he does it because I don't see how it's possible. He takes a piece to his work, doesn't get takeaways. Doesn't gamble or smoke. Won't waste money on unnecessary things, and even saving a small amount adds up over time, he says once you have money put away it becomes easier to keep doing it. Between ***'s (I know, filthy) and lunch I'm £25 a day just at my work, add in £30 on a football coupons and that's £55 a day, that's close to £400 a week which is an outgoing that really isn't needed. You could get a decent super car on a payment of £1600 a month.

Why do you think you have to be terrible with money for the rest of your life? Why can't you learn and change?

I did....I used to be such a reckless person with money but thankfully i eventually learnt the error of my ways. So glad I did as I'm very stable financially these days.

 

[tench0771]

I thought you said he was in his 80s? Unless I read your post wrong?

I'm only a part time window cleaner these days earning less than £45k but can still afford a few luxury holidays abroad every year,run 2 vehicles and never short of money. I live a charmed life really!

he is 86 i think if i rember right saw him today stoped for a quick chat

 

[Yogi1872]

Why do you think you have to be terrible with money for the rest of your life? Why can't you learn and change?

I did....I used to be such a reckless person with money but thankfully i eventually learnt the error of my ways. So glad I did as I'm very stable financially these days.

I just don't really appreciate money, I have 2 sisters who are different from me, there around 5 and 7 years older, when they were growing up my mum and dad didn't have much money, so they didn't get much, they can remember being skint, I must have been really young as I can't remember,

After that though both my parents had good paying jobs, I'm not sure if they over compensated on me because they couldn't get my sisters stuff, but I had everything, as a teenager when buying clothes etc my mum told me not to look at price tags, if I wanted it,just get it, when rockports were popular back in the day, I had a brown and a black pair for school, 27 years ago spending £300 on my school shoes. I didn't just have a PlayStation, snes and the Sega. We always went abroad holidays etc. I was never really told no if I wanted something.

Even when I started working for a company doing windows. If I was sick, or we got rained off, my mum and dad used to cover my days pay so I didn't loose any money, I never had to keep money back for something because I knew I could spend mine and they would give me money if I needed anymore. So never really had to be good with money as I knew I didn't have too.

Managing money should be something that should be taught in schools, it's one of the most important things in everyone's life's, I'm amazed that we aren't taught how to manage it from a young age.

 

[Chris34]

Managing money should be something that should be taught in schools, it's one of the most important things in everyone's life's, I'm amazed that we aren't taught how to manage it from a young age.

I agree that this should be taught in schools, especially mortgages and inflation and how wages increase over time. Also the cost of debt and taxes.

I think actual being careful though and saving a bit back, I think you only really truely learn this once you have been through hardship. When you've struggled to put food on the table then it sets you up for life in my opinion because you always remember how bad things can get and every £1 makes a big difference.

 

[Dave B]

Don’t think they could reach the VAT threshold with figures like that

I could if I worked full time
4 days a week now
Sacked off employee
Easy life now and do about 40% of my weeks work softwashing and add ons
Pricing is what will make or break you lol

I thought you said he was in his 80s? Unless I read your post wrong?

I'm only a part time window cleaner these days earning less than £45k but can still afford a few luxury holidays abroad every year,run 2 vehicles and never short of money. I live a charmed life really!

It’s nice being part time ain’t it?
I only do 4 days a week now and have 2 cars, a van and my wife’s car I can afford

I don’t mean any disrespect I admire your constant positivity towards window cleaning but living in social housing paying absolute peanuts and having no kids allows you to be part time and take it so easy.

Most peoples biggest expense will be there mortgage and children.
I don’t believe any one earning 45k a year for part time work should be entitled to subsidised social housing.They don’t need it and it would free up the social housing waiting list.

That’s the thing Craig the mortgage
I’m a fair bit older than you (50 in June) and paid mortgage off last year so am ok but a lot of people have a huge mortgage over their heads which means they have to work hard every day just to meet financial commitments
Also my dad dying in 1999 gave me a huge deposit due to his house already being paid for and me selling it with my brother and getting a great deposit but most of my mates my age still struggled to get on the property ladder and some could never do it
Don’t get me wrong I’d rather be in a council house and still have my dad here but that’s the cards we’re dealt

 

[dazmond]

I just don't really appreciate money, I have 2 sisters who are different from me, there around 5 and 7 years older, when they were growing up my mum and dad didn't have much money, so they didn't get much, they can remember being skint, I must have been really young as I can't remember,

After that though both my parents had good paying jobs, I'm not sure if they over compensated on me because they couldn't get my sisters stuff, but I had everything, as a teenager when buying clothes etc my mum told me not to look at price tags, if I wanted it,just get it, when rockports were popular back in the day, I had a brown and a black pair for school, 27 years ago spending £300 on my school shoes. I didn't just have a PlayStation, snes and the Sega. We always went abroad holidays etc. I was never really told no if I wanted something.

Even when I started working for a company doing windows. If I was sick, or we got rained off, my mum and dad used to cover my days pay so I didn't loose any money, I never had to keep money back for something because I knew I could spend mine and they would give me money if I needed anymore. So never really had to be good with money as I knew I didn't have too.

Managing money should be something that should be taught in schools, it's one of the most important things in everyone's life's, I'm amazed that we aren't taught how to manage it from a young age.

So you were a spoiled little b*******d then! No wonder you don't appreciate money!

I was a homeless alcoholic living in a car in a pub car park in my 20s for a while and had many rock bottoms/hard times but it was all my own fault

Hardship builds a strong character

 

[Iron Giant]

Most peoples biggest expense will be there mortgage and children.
I don’t believe any one earning 45k a year for part time work should be entitled to subsidised social housing.They don’t need it and it would free up the social housing waiting list.

It's not just the mortgage it's the cost of maintaining and renovations when a new kitchen or whatever is needed, people in rented accommodation are fortunate that they don't have to shell out £1,000s on repairs or renovations this frees up a considerable amount of money over the years,

I'm not sure on the subsidised thing either, I wouldn't want to rent a house from a housing association because from my understanding they ain't cheap, social housing barely exists like it used to because local councils sold of their housing stock to housing associations,

I do find it laughable though that @dazmond comes on all bragging about what he has and does but has paid probably a low rent on a flat for decades all maintenaned by a housing association and in is now living rent free at his girlfriends house.

I'd personally sooner have the expense of a mortgage and running a house and have a sizeable asset at the end of it all, rather than nothing to show for it after decades of paying rent.