Nicky
Well-known member
- Messages
- 411
- Location
- North wales
Just finished the mortgage, 10 years early. off to Wembley to watch tranmere get promoted .
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Nice one. Finished mine last year aged 50 and it felt/feels great.Just finished the mortgage, 10 years early. off to Wembley to watch tranmere get promoted .
48 and free never again . I hope milwall get promoted for u, were in the west stand 20k not bad for a none league team. WERE ON OUR WAYNice one. Finished mine last year aged 50 and it felt/feels great.
Good luck at Wembley, I'll be there next weekend cheering on the lions :96_ok_hand:
unfortunately that's the way it is, no one can afford it, I was lucky, otherwise id still be in a council house that's falling apart. It's a shame really, the way its going owning a house will be for the few. Odd thing is a mortgage is usually cheaper then rent, its the deposit that knackers peopleI'm 31 in August and would love to buy not got the income at moment
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the mortgage is they easy bit, the deposit in todays markets the challengeSpeaking from experience ex banker and all that, if yiu do decide to look to buy your own house plan it. the bank looks at last two to three years income. Actually we always declarw everything so wont be a problem
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Nice one Nicky - it's a good feeling isn't it. Finished mine about 10 years ago, does make me sleep better at night :5_thumbsup:
Good luck at Wembley.
You trying to get one adamangler or you just happy with renting? It does give you the flexibility that home ownership doesn't.
true, gone are the 95% morgagtes which is a big shame for people trying to get on the ladder. Altgough sone good altetnatives like family mortgages where its over a really long time as it will be passed on to children etc.. Also trouble as older folk hanging on to what they earned in their life (quite entitled to) dur to more uncertainty and getting a deposit takes ages. my firt mtge was £95k with £5k deposit which was taken as a loan which isnt really allowed lolthe mortgage is they easy bit, the deposit in todays markets the challenge
my house (3 bed mid terrace ex council with flat roof extension out back, with drive, 2 reception rooms and loft conversion) £67000. My mums house sold for 140000 in Bristol so got half of it, paid for the house and a lick of paintDepends where in the country you live, I'm in London and pretty much anywhere in the south east of the country is expensive.
Not sure what property prices are like where the various members live?
unfortunately that's the way it is, no one can afford it, I was lucky, otherwise id still be in a council house that's falling apart. It's a shame really, the way its going owning a house will be for the few. Odd thing is a mortgage is usually cheaper then rent, its the deposit that knackers people
I bought in 2004 and have 7 years to run.true, gone are the 95% morgagtes which is a big shame for people trying to get on the ladder. Altgough sone good altetnatives like family mortgages where its over a really long time as it will be passed on to children etc.. Also trouble as older folk hanging on to what they earned in their life (quite entitled to) dur to more uncertainty and getting a deposit takes ages. my firt mtge was £95k with £5k deposit which was taken as a loan which isnt really allowed lol
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