B
boarcity
you want to go on the www.gocompare.com website so you get a loada quotes in 1 hit. and theres another one like go compare but i cant this minute think of the name of it
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New window cleaner - what do i need to be a legal business
- Thread starter Scottie
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SPCleaning
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I'm not sure but I think A-PLAN give a discount if you mention this forum.
B
boarcity
www.comparethemarket.com was the other site i had forgot its name, but now remembered . see..... iv not lost it , heheh
cheapncheerful
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yeh i do the boar thing....but all insurance ask you to select what your job is from a drop down list....i of course select window cleaner...and i use the car to get to and from a place of work.....no problem for me.../emoticons/biggrin.png
cheapncheerful
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cheers dave....on the buds tonight....
TolishAPurd
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I made an effort to call up a month or so back and check everything over with my Tesco insurance. I made sure they had me as business use- they didn't, probably my fault but glad I checked. I told them about my roof rack, that was fine, but its an easy get out if you havnt told them. I even told them about the racking inside my van, that was fine too. Best to call and check you are covered for this kind of thing as they will do everything they can to get out of paying.
YEAH Daveyboy1 - ful claims helps, I am gutted the situation I am in and its really unfair until its sorted I am down as a "fault" and that rubs it in even more, I tell them I espcaped my car before it was smashed to bits, yet still no change, UNFAIR! so fed up, this could last another 6 months, its been a year now. I dont no what I can do other than lump it, but I am making a claim so going to ask to claim the extra insurance costs I pay for sure. Cider it is mate!!!
I also reckon there are a few windys out there that think they are on cover but are not, the insurance companies are as*holes.
Looks like its £69 a month for me for now, still I am not letting this get me down.....
I also reckon there are a few windys out there that think they are on cover but are not, the insurance companies are as*holes.
Looks like its £69 a month for me for now, still I am not letting this get me down.....
B
boarcity
69 pounds a month is chicken feed once you start on the windows mate. 7 houses worth , not even a mornings worth
Boardcity, Yes, I dont really no what I will expect to earn, I still think I will flop partly lol, not gettng customers in. I always felt I can earn ok doing this, I am being so heavily put off by friends and family at present, but as I said on anothe rpost, hearing from pro's like yourself, is good to hear. Yeah I think I worrying to much and need to go for it dispite the costs.
B
boarcity
are you starting on the ladders ? or going water fed ? when are u starting?
Hi, well I was targeting bunglows and other buildings, as I have a few peeps whom want it done already, as I have already made a bunglow list of over 1300 properites I cna target, as I only really wanted to do 2-3 days worht window cleaning, but talkign on here and getting support I thik I might go WFP and target houses also, that will open my potential up too. Or I might get a safty course on ladders and be trad, so I can do that, but again people are like no dont go on ladders its dangerous dont do it!!! lol but I may do that yes. In an ideal world it would be great to meet a window cleaner and get tips and hands on experience.
You would be well advised to line yourself up with an accountant. It doesn't matter if you have started or not, just to get yourself on their books. You will have to sign a form to say that he/she is your agent, they will pass this on to HMRC, you don't have to tell HMRC yourself. I made the mistake a few years ago of not having an accountant and working window cleaning, with the intention of presenting my books at the end of the year. Wrong! The tax people can be very zealous sometimes, and I know, because I found out later, that a person whose windows I was doing was being investigated, and a receipt from me popped up in his paperwork. I was also, at the same time seen by someone cleaning windows (elsewhere), and my vehicle registration was noted. Consequently I was hauled into the tax office and given the third degree - You are guilty in the eyes of HMRC, and you have to prove that you are not. If they see someone working at something and they suspect anything, they will look to see if they are registered. If they are, then they are not doing anything illegal (because you are going to give your accounts in at the end of the year).
With regard to insurance, your public liability insurance should cover you. I have a good policy with 'Zurich', through 'Trade Direct'. All sorts of damage protection, and costs me £500 a year.
