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equipment tools & gadgetsproperties? Stocks&shares? Trading? I'm thinking about buying some bonds
Yup I agree the rates are historically low and most likely will be for a few years yet as they have been for 2 years or more now so definitely worth doing either or both of the above.Over Pay on your mortgage or move up the ladder.The rate on mortgages at the minute is really low.
It’s always a good time to invest in your favourite store of value, gold, silver, bitcoin, to name a few.properties? Stocks&shares? Trading? I'm thinking about buying some bonds
I wouldn't class bitcoin the same as gold or silver at all!! The latter are tangible for a start and not purely speculativeIt’s always a good time to invest in your favourite store of value, gold, silver, bitcoin, to name a few.
If you are going to invest in PM's then buy physical gold. I on the other hand have ordered another Falch nozzle at £1770 so I can have one for my roof lance and one for my driveway lance. It saves me a lot of time so I think it is worth it.I wouldn't class bitcoin the same as gold or silver at all!! The latter are tangible for a start and not purely speculative
Best advice on this post. Until you can find a savings account that gives you the same interest as your mortgage charges this is a no brainer.Overpaying the mortgage
As I don't have a mortgage I'll just have to take his 2nd bit of advice ?Best advice on this post. Until you can find a savings account that gives you the same interest as your mortgage charges this is a no brainer.
I would advise against this, I bought into one with advice from a friend that it was a cert to go up, bought at the very high and I’m down 9 grand at present. Have pumped 10 grand more into it to bring my average down.Buy shares in the new Covid 19 Vaccine
I think it's a good idea to pay off the mortgage earlier if possible. Rates are very low at the moment but mortgage rates can change rapidly. I've been through times of high rates in the past when I only held on to my home by the skin of my teeth due to rate increases and family break up when I was working on a modest wage for utility contractors.Invest in yourself and your skills in business. If you’re good at business you’ll always have access to and have money.
training. Courses. Books. Using money to test and make mistakes.
an author said that we spend 10k a year to go uni and most don’t learn much applicable without exception of a few. Yet if you spend 3k to start a business that doesn’t succeed you’re branded a failure. If you’re half decent, you’ll learn more from that 3k ‘failure’ through direct application and doing than 10k of uni in many cases.
other than that. Decent watches. The holy grail and sports Rolex. They track better than houses prices.
why would you want to pay off a mortgage early when it’s only costing a 1-3% per year in many cases. Inflation is around that amount so it’s no real net gain.
put that money to work in your business in marketing or hiring and expanding of you desire.
i appreciate many said about mortgages and each to their own. Each of our situations is different so I’m not saying you’re wrong but..